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 Separate your wants from your needs. You want to work for all you need, not necessarily for all you want. You do not have to sentence yourself to a lifetime of hard labor for the false trappings of status. Living on less can eventually yield much more. The simpler you make your life, the easier it will be to maintain. Think in terms of moderation. It is easier to buy things than to sell them. You can make a comfortable life for yourself by finding contentment in the things you already have and holding reasonable expectations. Look to the saints as examples. Be pragmatic. To build an investment bankroll, you can work more or you can spend less. Many people who write and stick to a household budget find that the simple act of thinking and organizing before spending can yield savings of between 10% - 15% of their earnings without seriously compromising their lifestyles. Give yourself a raise by being frugal. 
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